•70% of Americans do not have a will.
•10% of credit card holders have total card balances in excess of $10,000.
•70% of all consumers live paycheck to paycheck.
•62% of Americans retire on less than $10,000/year.
•Those that declare bankruptcy are typically well-educated, middle class baby boomers.
•Most financial decisions are based on 80% behavior and 20% knowledge.


